Last Updated: May 10, 2026
By accessing and using the misty-breeze website (misty-breeze.com) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
You may use our website for lawful purposes only. You agree not to:
If you create an account or provide information through our forms, you are responsible for maintaining the confidentiality of any login credentials and for all activities that occur under your account.
Our financial planning and advisory services are intended to provide general guidance and education. They do not constitute:
While we strive to provide accurate and helpful guidance, all financial decisions remain your responsibility. We recommend consulting with regulated financial advisors, solicitors, or accountants for specific legal, regulatory, or complex financial matters.
Our services are subject to availability. We reserve the right to:
All service fees are displayed in British Pounds (GBP) and include VAT where applicable. Payment is required before services are rendered unless otherwise agreed in writing.
Cancellations must be made at least 48 hours before a scheduled consultation. Cancellations made within 48 hours may forfeit the full consultation fee. Refunds are provided at our discretion and will be processed within 14 business days.
You may reschedule a consultation with at least 48 hours' notice. One free reschedule is permitted per booking; subsequent reschedules may incur a fee.
All content on this website, including text, graphics, logos, images, and software, is the property of misty-breeze or its content suppliers and is protected by UK and international copyright laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. You may not:
Materials provided during consultations (reports, plans, recommendations) are for your personal use only and may not be shared, published, or distributed without written consent.
If you submit content to us (through forms, emails, or other means), you grant us a non-exclusive, royalty-free license to use, reproduce, and display that content for the purposes of providing our services.
You agree to provide accurate and complete information when using our services. Inaccurate information may result in flawed recommendations.
We maintain strict confidentiality regarding your financial information. Details are provided in our Privacy Policy. However, we may disclose information if:
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by UK law, misty-breeze shall not be liable for:
Our total liability for any claim shall not exceed the amount you paid for the specific service giving rise to the claim.
Nothing in these terms excludes or limits liability for:
You agree to indemnify and hold harmless misty-breeze, its employees, and contractors from any claims, damages, losses, or expenses arising from:
Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for third-party content, products, or services.
You agree to comply with all applicable UK and international laws when using our website and services, including but not limited to data protection, copyright, and financial regulations.
These Terms of Use are governed by the laws of England and Wales.
Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Before initiating formal proceedings, we encourage you to contact us to seek an informal resolution.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
Material changes will be highlighted with an updated "Last Updated" date.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and misty-breeze regarding use of our website and services.
Our failure to enforce any right or provision of these terms shall not constitute a waiver of that right or provision.
You may not assign or transfer these terms without our written consent. We may assign our rights and obligations under these terms without restriction.
For questions about these Terms of Use, please contact us:
Email: [email protected]
Address: 45 Hanover Street, Edinburgh, EH2 2PJ, United Kingdom
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.